Investments
Everyone has a different goal for their money. You may be happy with traditional savings where there is minimal risk and it can grow slowly over time. Or you may want to choose investment ISAs and stocks/shares. It is best to speak to an IFA about investing. They can help you to decide on a goal and strategy to achieve it. IFAs are also excellent if you want someone to manage a portfolio of investments.
Pensions
Pension planning is something you should definitely ask an IFA about. There are lots of options here, including various personal pensions. You can speak to an adviser about them and get recommendations about products that will work for you. IFAs have a huge amount of experience and can arrange everything with you. They can also look at company pension transfers if you need help.
Mortgages
The mortgage market can be very tricky to navigate if you don't have experience. Even then you may struggle to compare different deals and choose the right one. IFAs can help, providing mortgage reviews and explaining important things like interest rates. It is even more crucial to talk to an adviser if you are thinking of buy to let mortgages because the rules are different. Plus, you can talk to an IFA about equity release and other topics.
Tax & Trusts
Making provisions for your family for the future is very important. You will want everything to be right here so there are no issues after you pass on. You can speak to an IFA about things like trusts and trust planning. Both of these are vital and ensure your wishes are followed. You may also want to look at inheritance tax so you know where you stand.